On this page, you will see stories from students of all ages (from highschool-students to retirees), all professions (we’ve had students from 100+ different jobs, industries, professions), all family shapes and sizes (single, married, with kids, no kids, divorced etc)...

You will see stories of people who had the exact same fears as you (“Is it too expensive?” “Will it be too hard or complicated for me?” “Can I just learn this online for free myself?” “Will it actually be worthwhile?”) ...and looking back, they are so glad they trusted themselves enough to take the leap of faith and invest in their financial education.

Will your story be up here next? 

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Sara had living pay-to-pay with less than $1K in savings. Within 18 months, she grew her total assets to $50K. She now enjoys saving and investing her money.

" ...the course helped me to change my life...it was life-changing for me. The way I felt about finance before...I avoided it...I was scared of it...Now I feel very confident. It doesn't scare me. Now I've got the control, before they used to control me."

Henry had just gotten his first job and no idea how to manage his money. Within 15 months of the course, he saved over $34,000 and bought a brand new car. 

"I feel a lot more secure about my financial future. Two years ago? Psht. I did not have a clue what I was doing. Now it's like...the pathway is laid out. And it's really liberating. I would really recommend it to anyone. Can't go wrong."

Bianca had $10K debt and $1K savings. In under 3 years since the course, she got debt free, stopped living pay-to-pay, built her savings, and bought a property.

"I felt I was genuinely learning things I could apply to my life...The course distilled it down in a way that made it easy to understand...It (the course) truly was the turning point for me, so I would highly recommend it for anyone."

Sandy had a property, but still felt lost with finances. Now, she's invested tens of thousands and is excited about financial independence.

"...this course has literally changed my life...We started investing regularly which we never would have had the confidence to do...The way I feel about my financial future now...is I'm so excited!...I no longer see finance as something scary."

Mark was in his 40s with no savings and clueless about money. Within 2.5 years of the course, he'd saved tens of thousands and started investing.

"The biggest thing I got from the course is not to be daunted by money. It's all pretty simple and logical if you just listen to someone who knows a bit more about it than you...Money is not a stressful thing for me anymore." 

Candela could never seem to save more than $2k. Within 13 months of the course, she saved $20K and started conversations to buy a property.

"...now I'm talking about buying a house which I never thought was possible. So, I feel a lot more hopeful than I did 13 months ago, and definitely more empowered...The best thing you can ever do is invest in yourself."

Elena was living paycheck to paycheck. She saved $8K in 8 months to fund her dream trip to Europe. Today, money no longer a stress in her life.

"It wasn't until I finished the course that I started having more control of my finances. I felt empowered, I am in control of the money, and not waiting paycheck to paycheck...That has taken a lot of stress out of my life."

Natalia was earning well but didn't know how to manage her money. She's now debt-free, and has saved and invested tens of thousands of dollars.

"I thought it (investing) was out of reach for me...but doing the course really made it seem more accessible...My only hesitation was the cost (of the course), but honestly it's probably one of the best uses of money I've ever spent."

Sammy felt completely overwhelmed by her finances. Within 9 months of doing the course, she paid off $50K debt, started saving and investing.

"I remember looking at the course going, wow, that's a lot of money to outlay for something that I'm not so sure I'll get the return for. All I can say is that I've never looked back…it's created a future for ourselves that we never thought was possible."

Anastasia went from feeling like she couldn't keep things going, to saving thousands, feeling confident and excited about her financial future within 8 months.

"I had no idea it would impact so many other areas of my life I thought this was just a money course but it's made such a huge difference...I have to pinch myself to go 'is this real?' it’s just been amazing...I'm really glad I took a leap of faith."

Anna was unable to work due to a chronic illness. In less than 11 months, she was saving more (despite a limited income) and no longer felt anxious about her finances.

"I feel the whole subject has just being demystified, and it's something that is now fun...I just feel so much more confident and I don't have that level of anxiety around personal finances anymore... I would highly encourage people, if they can, to really go for it."

Megan wanted to feel more confident with her finances. Mastering Money helped Megan strengthen her budgeting and savings systems, and become more confident with topics like investing.

"The part I really enjoyed about the program was it started from the very basics and it went into a lot more depth depending on what aspect you wanted to look into... I looked at things that I hadn't looked at for a while...I'm really happy that I decided to do it."

Amanda was in her mid-20s. After years of procrastinating on her finances, Mastering Money gave her the clarity and steps she needed to take action and manage her money with confidence.

"It's the best few hundreds of dollars I've spent in a long time...the biggest thing that has changed is my confidence…I don't think I would have ever imagined that I would really feel confident about money...it's life changing."

Jacquie felt like finance was a different language she couldn't seem to understand no matter how hard she tried. Within 8 months, Jacquie achieved her big goal of buying her first property.

"I had never developed the financial literacy most people around me seem to have. I have bought money books...but what I needed was a bit of practical advice. (The course) was step-by-step...it was touching on the basics I needed...it's an excellent course."

Monai was a migrant in a new country. Mastering Money gave Monai the confidence to improve her savings, research financial products and develop a long-term plan for her finances.

"I will say the course is very helpful for me...Since doing the course, I have found that I am more confident about researching financial products...The biggest change for me is I can see the long term goal more clearly, like I know on what are the goals that I should set."

Jacqueline had never managed her own money and also was unable to work, so she doubted it was possible to improve her situation. Mastering Money enabled her to save money (despite low earnings), start investing and build confidence.

"I’m in my 30s and didn't have a single cent to my name. The course was fantastic!…really broke everything down for me and helped me understand how money works, which I had no knowledge of.... My financial situation now is so much more stable....The course changed my life. It really did."

Sai grew his savings from $4K to $22K in just 11 months and started investing. This was a big help when he lost his job 4 months after the program! 

"Before...I was spending money a lot...I invested in things where I didn't know anything, I lost money...This course taught me how to save in the right way...Earlier I had no confidence, now I have confidence, I have a very good plan"

Nitika started from scratch as a migrant in a new country. She saved $15K and fast-tracked her first property purchase within 6 months of the course.

"...it’s very hard to ask someone how did you grow your wealth…I used to feel I don’t know the way, I don’t know how to do it, so now...I feel very comfortable and on hold of my situation...The value out of the course was really exponential."

Pratik had no structure in place to manage his finances and was scared of investing. In 2 months, he was saving $2-3K per month, and had $10K invested.

"The course actually really allowed me to be more confident in investing, saving and applying for the right insurance policies... just reading these things online can become a bit daunting...the course gives you structure to understand these concepts well."

Salvador wanted to feel more confident and organised with his finances. Within 8 months, Salvador paid off his last credit card, strengthened his savings, sorted his insurances and more.

"The way I feel about money now is I feel that I have a lot more control...As for my financial future, I think it's looking brighter because the systems are in place... I'm pretty happy I did the course.  I would recommend it to everybody."

Veevek had read up on finance for years but wanted more confidence and clarity. Mastering Money filled in the gaps in his knowledge and pushed him to take action.

"What I got from doing the course was more certainty and self-confidence.... I now have the vocabulary and the confidence to go to financial advisors and have a two way conversation with them...it's really one of the biggest bang-for-buck things I've spent money on..."

Joel was scared of investing and had a "love-hate" relationship with money. Within 6 months, Joel saved an extra $5K and built a $5K investment portfolio. He also felt less stressed about money.

"I've been a lot more confident. I've had less anxiety and stress when it comes to my relationship with money, and I feel a lot more confident about the future...Doing this course will give you that confidence to say... I'm prepared for anything that comes my way"

Karen was in her 50s and already actively managing her finances, but Mastering Money gave Karen more clarity and confidence around her financial plan and new investment options.

"I've been waiting for you for 30 long years! (After the course) I've got more confidence in looking at certain investment markets...When I read about your course, I thought, 'Is this worth it?'...then I realized you're never too old to learn."

Bryton struggled to save and lacked confidence with his money. Within just a few months of Mastering Money, Bryton saved $5000, started investing and finally felt less stressed about money.

"Before I did the course, I had a challenging relationship when it came to money...(the course) convey what to me was such a complex area in such an easy, digestible manner...They made it really easy to understand...it teaches everything you need to know...things I wish I knew a long time ago."

Chris felt intimidated by finance and felt like it was inaccessible. Mastering Money helped Chris feel more confident and comfortable engaging with his finances.

"My experience of the course was that it was very inspiring…it kind of simplified money in a way which made it more engaging. I'm more switched on with those topics than before. I'm more actively attentive and a lot about those topics than before".

Jacob was already pretty confident with his finances, but wanted to make sure he wasn't missing anything. Mastering Money gave him an extra level of confidence and helped him increase his net worth.

"Since doing the course...I've significantly increased my net worth...I became more confident in taking the action. It was very much just pushing me that extra mile to make sure that what I was doing day to day was considering the bigger picture...Start now....So that way it pays off in the long run".

Emily saved $14K in 9 months, which is the most she had ever saved in her life. Now, she feels confident in saving, budgeting and managing her finances. 

"My overall experience [of the course] was great...Before I had no idea...Now I'm very confident...It's a great introduction to finance...it really does breakdown everything for you and gives you the steps you need to take."

Yvette, a mum of 2 young kids on a single income, got debt-free, stopped living pay-to-pay, and started investing within 4 months of the course.

"...being on a single income, it has made a big difference for us...it’s definitely improved our situation, not just as an individual or a couple but our family has become a bit of a better unit...I wish I was 10 years younger when I did this."

Kerryn was in her 50s. Within 16 months of the course, she got debt-free, saved tens of thousands, and felt secure about her retirement for the first time.

"I'm really glad that I did it because I am a lot more financially confident now, and I'm more secure and...a lot more optimistic about my financial future...I never would have imagined two years ago, if you'd have said to me two years ago, this is where you'll be..."

Kirstin had become a single mum to two young kids. She felt totally overwhelmed by her finances. Within 6 months, Kirstin felt in control of her budget and financially confident for the first time.

"Before I did this course…I had no idea about money... I loved the course. I absolutely found it empowering...It's a life changing experience...I feel 100 times better about my financial situation now than I did six months ago."

Shrishti felt intimidated by her finances and didn't know where to start. Within 10 months, she started saving more, overcame her fear and anxiety around money, and even started investing.

"I remember I was asking myself, is this like a scam or something? …Obviously, it wasn’t anything like that. My experience of the course was really eye opening...I’ve become more confident in approaching saving or approaching investing in a bit of a coherent kind of way"

Jacquie was approaching 50 after a divorce, with $10K debt and under $1K savings. She had no idea how to manage her finances. Within 10 months, Jacquie was debt-free and saved another $10K.

"It has given me a feeling of independence and freedom that I've never felt before. I feel so confident that I no longer have to rely on anybody else to support me financially. I can do it myself and I've proven that. And I'm excited about the future."

Conchita lacked clarity and confidence in how she should be managing her money. Mastering Money helped her develop a healthier relationship with money and opened her up to investing. 

"I have a healthier relationship with money now...I am able to enter into more decisions…whereas before it was like, I don't really know what to do... there's more confidence... I don't think it's something as intimidating as it used to be."

Adele was in her 40s and still felt overwhelmed, confused, and anxious about her finances. Mastering Money gave her confidence, clarity and opened her up to new possibilities like investing.

"The biggest thing that I've gotten since doing the course is well, the confidence to look at my financial situation and knowing that I've got...the information that I need to take those next steps. It's a great education...I should have been learning this like 20 years ago."

Gilda was a stay-at-home-mum in a single-income household. Mastering Money opened Gilda up to financial opportunities she previously didn't feel confident with (like investing).

"We had previously sought advice from a financial planner…the cost that is offered through SkilledSmart is so much cheaper...The biggest thing that I really appreciated was...instead of it just being...very theoretical, it was very practical. I've already encouraged a number of people to get on board with SkilledSmart."