Want To Retire Early? Here’s What You Need To Know (Part 1)

Paridhi Jain Managing Money, Saving Money 0 Comments

There’s a new craze in town and it is called: “I want to retire early.” In fact, there’s even a whole movement around the idea called: “FIRE” (‘financially independent, retire early’).  “Wait, what? I can retire early??” Retirement is a financial position, not an age. So, you have a measure of control over when you retire. It all comes down …

How I Saved $1,000 in 30 Days #1K30DAYS

Paridhi Jain Saving Money 0 Comments

A little while ago, I decided to set a savings challenge for myself: I was going to save an extra $1,000 in 30 days above and beyond my regular savings. Below I’ve detailed how I did it, and what I learned along the way. (If you’re keen to try the challenge yourself, we’re running the #1K30DAYS saving money challenge in January …

The Credit Card Game: Play, Or Get Played

Paridhi Jain Debt & Credit 0 Comments

I recently learned that Australians have over $32 billion in credit card debt. Yes…billion, not million. But wait, it gets worse. That’s just the debt. On average, Australians are paying more than $15 million per day in credit card interest. Ouch. Here’s the thing: credit cards are a bit like…the Matrix. They seem like they’re great, people have a grand old …

Popular* Investing Apps & Robo-Advisers in Australia

Paridhi Jain Investing Money 10 Comments

So you want to invest, but have no idea where to start? You and millions of other people! Thanks to modern technology though, there are now some pretty simple ways you can get started with investing. Today, we’re going to look at some of the popular ‘robo-advisers’ and investing apps in the market. Robo-Advisers? Say, what?! Traditionally, if you wanted …

The 5 Money Mistakes I Regret The Most

Paridhi Jain Money Stories 2 Comments

I was 18 when I got my first real job that paid me real money. And I had no idea what to do with it other than spend it. So, it disappeared…pretty quickly. If I could turn back time, here’s a few things I would change about how I managed money when I was at university: 1. Have a separate …

The Reason You’re Scared of Shares: Trading vs Investing

Paridhi Jain Investing Money 0 Comments

My family isn’t really into shares. When it comes to shares, their automatic response is: “Investing in shares is like gambling. Don’t do it. It’s a waste of time.” They’ve been burned before, so I can understand why they might be scared. When I ventured outside the family for perspective, I quickly discovered: it wasn’t just my family. A lot …

How To (Actually) Save Money on a Wedding in Australia

Paridhi Jain Saving Money 0 Comments

Depending on what culture you come from, weddings are either expensive or I-could-buy-a-house-in-Sydney-with-that-money expensive (trust me, I come from the latter). Since it’s such a big expense, trying to save money on your wedding is likely to save you more than trying to skip coffee once a week! Most advice on how to save money on your wedding is stuff …

Popular* Money Tracking & Budgeting Apps in Australia

Paridhi Jain Managing Money 13 Comments

I’m going to come clean: I am not a big fan of traditional ‘budgeting’ (*GASP*). You know, the thing where you have to write down everything you spend and then compare it to a pre-determined spending limit for each category of expenses (‘Did I spend more than $100 on clothes this month? Oh no, I spent $150!’ *insert guilt*). I’ve …