HOW TO EFFORTLESSLY MULTIPLY YOUR SAVINGS,
AND START CREATING WEALTH IN AS LITTLE AS 6 MONTHS
A PROVEN, STEP-BY-STEP SYSTEM TO GROW YOUR MONEY AND
START CREATING WEALTH, SO YOU CAN AFFORD THE LIFE YOU DESERVE.
Remember the days when you couldn't wait to get your first job, and start earning your own money?
Remember that feeling of freedom? Finally being able to buy yourself the things you always wanted, with no one to hold you back!
Do you still feel excited about earning tens of thousands of dollars, even today?
Or instead, does thinking about your money make you feel confused, overwhelmed and frustrated? Instead of feeling excited about your pay-cheque, do you now have this nagging anxiety that you don't know what you're doing?
The money comes in, it goes out, you save what you can in between but...honestly, you don’t know what else you’re meant to do.
And secretly maybe you’re embarrassed. You’re smart, you’re hardworking, so you can’t help but feel like… shouldn’t you have figured this out by now?
So you put on a front and keep getting on with your life.
You avoid talking about money, so people won’t catch on to how clueless you feel. You can’t shake the feeling that everyone else knows more, and is doing better, than you. You keep telling yourself ‘this is just how adult life is’.
You try to tell yourself you are doing okay because "so many people are far worse off"...But that doesn’t quiet the part of you that wants so much more than just ‘okay’.
And it's not like you haven't tried.
You know you’re meant to be doing something.
You’ve heard all the things people talk about: budgeting, investing, taxes, and let’s not forget the 89 million ‘savings tips’ all over the internet…
But you don’t know where to start. Or who to trust.
Or how to piece it all together.
There is so much information, so much jargon, so much conflicting advice...
It feels like you need to be some kind of finance expert to make sense of it all.
But what if money could be simple, stress free and even...fun?
What if money could be your side-kick,
co-creating with you the life you have been craving?
Fast forward 6 months from now.
Imagine looking at the money in your bank account and feeling excited.
Your savings have been growing, automatically, without you having to lift a finger. You’ve saved more than you thought was possible...on the same income you have right now!
And...you didn’t even have to ‘deprive’ yourself.
You now enjoy guilt-free spending. You can indulge in a holiday, you can spoil your family with amazing experiences and gifts, you can allow yourself the little luxuries that you keep holding yourself back from…
You can spend that money freely, without guilt, without remorse, and enjoy it fully, because you know your bills, your savings, your investments are all taken care of.
You finally feel financially secure, confident and in-control.
You know your money is working and growing for you, while you enjoy your life.
Now, you know how to take care of your money, and have it take care of you, without constantly having to worry, chase after it, and have it control your life.
YOU DON'T HAVE TO DO IT ALONE.
A proven, step-by-step system to grow your money
and start creating wealth, so you can afford the life you deserve.
AND YES, YOU CAN ACHIEVE ALL THIS
...EVEN IF YOU HAVE ZERO PRIOR FINANCIAL EXPERIENCE
The first big myth in the world of money is that you need to have some kind of formal financial training, background, expertise or experience to succeed financially.
If that was the case, everyone who works in the finance industry (all bankers, accountants, stock brokers) would be multi-millionaires. Spoiler: they’re not.
Here’s the truth: you can be a complete beginner and have absolutely no prior financial experience, and be great at managing your money successfully.
...EVEN IF YOU DON'T HAVE A SIX-FIGURE INCOME
The second big myth is that a really high income is a necessary prerequisite to being able to create a life of financial security and success.
So many people spend their whole lives chasing a higher income, thinking:
“If only I earned more, that would solve my problems.”
“I bet if I had more money, if I won the lottery…”
If that’s the case then how come there are so many millionaires that go totally broke?
On the flip side, how come there are people on a regular, everyday income, who manage to build enough wealth to quit their jobs and retire by 30, 35, 40 years old?
It’s not about how much you earn. It’s about what you do with what you earn.
Like if you have a gym membership but don’t know how to use any of the machines...it’s a bit pointless, you know?
Once you know what to do with what you earn, that’s when you start to create real forward momentum. Then you can stop chasing more money and feeling like it’s never enough, and start making proper use of the money you do earn.
You’d be surprised how far your current income can go, once you learn to use it well.
...EVEN IF YOU ARE NOT A 'NUMBERS PERSON'
The third big myth is that you need to be good at ‘maths’ to be good with your money.
Here’s the truth: if you can use a calculator to do primary-school level maths, you can be good with your money. Seriously.
SO, THE BIG QUESTION IS NOT: IF IT IS POSSIBLE.
THE BIG QUESTION IS: 'HOW IS IT POSSIBLE?'
First, let’s get clear on what NOT to do...
Because there’s a lot of bad advice out there that will have you wasting years of your time, money, and sanity...and will get you nowhere.
x Do not try a million different budgets thinking if you just had the right budget, you’d be able to make your money work. The key to financial success does not lie in a budget.
x Do not spend your whole life thinking that the best way to save money is to simply never spend it. You can pack lunches everyday for 20 years and still be financially miserable. The key to financial success does not lie in spending as little as possible.
x Do not get obsessed with trying to pick the ‘best’ investment(s). The key to successful investing does not lie in identifying some amazing investment that’s going to change your life.
The problem with most of the advice out there is it just skims the surface and doesn’t show you the whole end-to-end picture. It’s all over the place. There’s so much information out there but...if you have 99 different bits of information, all in a random order, with no idea how it all fits together, what you have...is a mess.
And this is why most people run around, trying random tactics they read in a book, or on some blog, hoping it will work. But it doesn’t. And eventually they get tired, exhausted, demoralised...
YOU NEED A PROVEN, STEP-BY-STEP SYSTEM
WITH ALL THE RIGHT PARTS, IN THE RIGHT ORDER
You wouldn’t go driving in a completely unfamiliar territory with no map, right?
That would be setting yourself up for a pretty painful journey. A roadmap is the difference between a frustrating journey with a lot of mistakes and a stress-free journey directly to your destination.
And that’s exactly what you need for your money. You need a step-by-step system that walks you through exactly what you need to do, and how to do it: all the right parts, in the right order.
When you have step-by-step instructions, you eliminate all the guess-work, mistakes, and frustration. You fast-track your progress and get real results, in record time.
THAT'S WHERE MASTERING MONEY COMES IN...
TAKE A LOOK AT THE CURRICULUM
Your money starts with YOU, not your bank account. In this module, you are going to establish a new financial direction for your life.
In this module, you will:
✓ Say goodbye to old patterns keeping you stuck
✓ Create a new, healthier emotional and psychological relationship with money
✓ Discover the secret to spending in a way that leaves you feeling more fulfilled (not guilty)
✓ Design a roadmap for your financial future so you have clarity on where you’re going
Before you can create a plan for your future, you have to know where you are right now. In this module, you are going to develop clarity on your current financial position.
In this module, you will:
✓ Get clarity on exactly where your money is going so you have transparency, peace of mind and sense of control, and you never have to question ‘where your money disappears’ again
✓ Identify your biggest ‘savings opportunities’ so you can focus on saving money in the areas that matter and stop unnecessarily depriving yourself in the areas that don’t (i.e. you never have to skip another coffee if you don’t want to!)
✓ Assess your current financial position. Once you learn how to do this, you can conduct a ‘financial health check’ every year and know exactly how you’re progressing!
✓ Learn the ‘Financial Freedom Formula’: the one formula that captures and simplifies the entire wealth creation process (whether you’re a beginner, or a millionaire)
Ready to have a big, fat myth busted? Successful saving is NOT about hacks, tips or budgets. All of those things are the cream on top of the cake. Successful saving is about having the right systems in place, to ensure that your income is managed efficiently.
In this module, you will:
✓ Discover the single most important metric to measure saving success. If you only want to focus on one metric to fast-track financial success, this is it.
✓ Design a personal savings roadmap, so you know exactly what you’re saving for in the short, mid and long term, and how much you need to save
✓ Design and build your savings system, to automatically and efficiently manage your income without you having to constantly worry about it
✓ Discover the tools available to track and manage your money in a way that minimises stress and the time involved (so you can manage your money in just a few hours a month!)
✓ Learn why traditional approaches to saving and budgeting often fail, and the real secrets to successful saving.
Creating a strong financial foundation is not just about saving and investing. It’s about protecting your financial position as well. There is no point having all the fancy cars and clothes in the world if your money cannot take care of you during hard times.
In this module, you will:
✓ Discover the biggest area of vulnerability in your entire financial picture (the ‘weak spot’)
✓ Learn how different personal insurances can protect your finances against crisis
✓ Conduct a personal review to assess how personal insurances may fit into your situation
✓ Learn how insurance works ‘behind-the-scenes’: what do insurance companies look for when assessing your application, what are some ‘red-flags’ to look out for when purchasing insurance, and what factors do advisors use to determine ‘how much cover’ a client needs?
We take an ‘investor-first’ approach to investing. It is not about the investment, it’s about YOU, the investor. Using this approach will help you to cut through the information-overload, reduce your exposure to risk AND help you identify the right investments for your needs, because you can focus on the investment strategies that align with you (and forget everything else!)
In this module, you will:
✓ Learn the ‘5 Investing Dials’ (the only 5 factors that determine ALL investing outcomes), how they work together, and how to use them to your advantage to achieve your wealth goals
✓ Conduct a personal ‘Investing Risk & Readiness’ assessment to determine whether you are ready to start investing, and how much risk may be suitable or required for your situation
✓ Learn the ‘Risk Management Trio’: the 3 powerful strategies you can use to manage your exposure to risk. Good investors understand risk and how to manage it.
✓ Discover the one ‘magic’ ingredient that, if used properly, can significantly reduce your risk, increase your returns, AND...it is absolutely free!
“But how do I actually start investing?” This is what you will learn in this module. By the end of this module, you will have a clear idea of the different options for getting started, their pros and cons, and which is best suited for your needs and goals.
In this module, you will:
✓ Discover and select your personal investing approach, which will clarify which investment strategies (and even products!) may be most suited to your style, needs, and preferences
✓ Explore various investment products (including things like: managed (mutual) funds, ETFs, and index funds) that are often used by professional advisors when they invest for their clients
✓ Explore the various tools and technologies that can be used to start investing (including things like investment apps and platforms)
✓ Learn how to start researching the investment options most suitable for you; you will also get fill-in-the-blank investment research templates, to fast-track your investment research process
✓ Learn the most common and costly investing mistakes people make, and how to avoid them
Tax is one of the biggest expenses you’ll pay in your lifetime.
In this module, you will:
✓ Get clear on how income tax applies to your income and investments
✓ Learn the various (legal) strategies and structures available to minimise tax liability, so you can make sure you are being efficient with your taxes and not paying more than you need to
Retirement funds (called ‘superannuation’ in Australia) may be one of the best wealth creation vehicles available to you, in your lifetime.
In this module, you will:
✓ Conduct a complete review and update of your retirement (super) funds to ensure you are maximising the wealth-creation opportunity that funds provide
✓ Learn how to avoid the expensive mistakes most people make with their retirement fund, costing them hundreds of thousands of dollars over their lifetime
✓ Learn the 5-components across which funds should be researched (and get a detailed research template to help you fast-track your research)
✓ Discover why the lists of ‘best-performing super funds’ are often misleading, the tricks that some funds use in their marketing, and what to really look for when researching a fund
MASTERING MONEY COMES WITH...
You will get a comprehensive workbook and detailed templates to help you take action and make changes you need to see real results.
✓ This will be your new financial ‘bible’: all the steps you need to take, in one place
✓ Easy to download and/or print
✓ Easy to update or revise when your life or finances change
You get access to Mastering Money for the lifetime of the program!
✓ Complete it at your own pace.
✓ Come back to it later if you need to.
✓ Do the program as many times as you want, over the course of your lifetime.
As soon as you enroll, you’ll get access to the online platform which contains everything in the program. You'll get access right away.
✓ Don’t wait even one more day before you start walking in a new financial direction
✓ Don’t wait for content to be ‘drip-fed’ to you
✓ You set your own personal learning schedule. Learn in your own time.
We are continuously working to improve the program, to make sure it is the best thing on the market! Any updates we make to the program, you will get for free-of-charge!
YOU'LL ALSO RECEIVE OVER $4,000 WORTH OF BONUSES
BONUS #1: INDUSTRY INSIDER'S PACKAGE
You will get access to recorded Q&A interviews with experienced and qualified industry professionals on specific deep-dive topics (e.g. insurance and tax), so you can get an insider’s perspective. You’ll learn about red-flags to look out for, industry secrets, common mistakes they see their clients making, and more. Industry professionals can charge hundreds of dollars for a single hour. You’ll get access to these interviews as a free bonus included in the program.
BONUS #2: PRIVATE STUDENTS-ONLY COMMUNITY
You will get access to the students-only private community where you can ask questions to get support as you go through the program. This is also where you can connect with your fellow students to stay motivated, engaged and accountable, and be a part of a community that can facilitate ongoing learning. So if you’re worried you’re going to get stuck, that’s NOT going to happen because you won’t be in this alone!
BONUS #3: EVENT LIBRARY
We have conducted Q&A interviews with a diverse range of financial professionals and experts, from: investment analysts, real estate professionals, best-selling authors (like Robert Kiyosaki), millionaires, financial advisors and more. You will get access to the entire event library, which currently includes over 15 interviews featuring over 30 speakers on topics like: the impact of COVID-19 on sharemarkets and real estate markets, retiring early (by 30, 35 or 40!), and much more. And we will continue adding to this event library as we conduct more events!
BONUS #3: ALUMNI BENEFITS SUITE
You will get access to discounts to financial products and services that have been negotiated and obtained specifically for our students only (e.g. budgeting apps and investment platforms). This is a growing list, as we continue to negotiate more deals for our community.
Hear it from our alumni
Our students make life-changing transformations
SARA WENT FROM less than $1,000 IN SAVINGS TO OVER $50,000 IN ASSETS IN 18 MONTHS
"Before I did the course...I didn't know anything about saving, I didn't know anything about investing...I think I had less than $1,000 to my name...The course was very easy to follow, it didn't require too much of my time... I was able to go through and do it step-by-step. At first it was changing little things but those little things become habits, and that then becomes a way of life. Now, I've been able to achieve total assets of over $50,000 in a very short period of time [18 months]. The course helped me to change my life, change the way I see money...It was life-changing for me." -- Sara
ELENA STOPPED LIVING PAYCHECK TO PAYCHECK & SAVED $8K IN 8 MONTHS FOR HER DREAM TRIP TO EUROPE
"Before doing the course...I was living paycheck to paycheck....I always thought 'once I start earning more, I won't have money issues', but...I realised it didn't matter how many pay-raises I would get, if I didn't know what I was doing with the money, I was never going to have money...I loved the course actually...After the course...I started contributing money to my super, I revised my insurances, I opened bank accounts and designed a bucket system for my savings...I was able to save $8,000 for my trip to Europe right after the course. Before the course I didn't know how to do any of this...Now, I feel empowered, in-control of my money...It's taken a lot of stress out of my life." -- Elena
"IS THIS PROGRAM FOR ME?"
THE ANSWER IS "YES"!
In case you were wondering...
✓ “I’m a beginner, is this program suitable for me?”
✓ “I’m NOT a beginner, I’m doing okay. I have a good income, I save money, I’ve read a couple of books, so I get the general idea. I’m looking for something that will bring it all together and help me get onto the investing path. Will this be suitable for me?”
✓ “I don’t have tens of thousands of dollars to invest, I don’t have a lot of spare time to research investments in detail, and I’m a beginner to investing… will I learn how to get started with investing even with limited time, money and expertise?"
✓ “I’m pretty risk averse, and scared of investing...are there investing options this program will help me understand that are appropriate for someone that is not comfortable with a lot of risk?"
THE ANSWER IS "YES"!
This program is not for you if...
x You are currently experiencing significant financial stress: i.e. you cannot pay your bills, you have a significant amount of non-mortgage debt (e.g. credit card debt)
x You are looking for a get-rich-quick strategy: i.e. you want to ‘be a millionaire in 12 months or less’ and you want the quick hack or investment miracle to get you there.
x You are expecting to change your life by ‘passive’ participation. This is a hands-on, practical program. You have to do the work to get the results. The students who get the best results are the ones who commit to completing the activities and taking action.
x You think ‘I already know this stuff’ because you’ve read a few books. It’s great that you’re proactively developing your knowledge! This program will help bring all the pieces together and solidify your learning. More importantly, it will help you take action, because your life changes through what you do, not what you know. The students who get the most from the program approach it with a beginner’s mindset: i.e. with the enthusiasm, open-mindedness and willingness to learn.
60-Day Risk-Free Guarantee
It is always scary to ‘make the jump’. There’s that voice in the back of your head saying: “Is this going to work out? What if it doesn’t?” Here’s the thing. We are so confident in the value of this program, because this program is the result of so much research, testing and development… and we’ve seen the PROOF that students who do the work get the results.
But we get that you want to feel secure too. So you have a full 60 days to try the entire program: access to all the materials, the entire program. If you do the work, complete the whole course, and it was a complete waste of time, email us all your completed work. If we can’t help you get value from the program, we’ll refund 100% of your course-fees.
At this point, you have nothing to lose and everything to gain. See Terms & Conditions for full details.
START CHANGING YOUR FINANCIAL LIFE TODAY
SINGLE PAYMENT OF $997 (SAVE $185!)
6 MONTHLY PAYMENTS OF $197 PER MONTH
More stories from our alumni...
Our students make life-changing transformations
Despite having a good salary, Bianca had less than $1,000 in savings. Within 2 years of doing the course, she got debt-free, started saving, stopped living paycheck to paycheck and bought her first property.
"I enjoyed how safe I felt [in the course]...I didn't feel intimidated at all, I felt I was genuinely learning things I could apply to my life, that weren't too complicated for me. The course distilled it down in a way that made it easy to understand and apply to your life...[Within 6 months] I managed to get debt-free...It's been about 2 years now and I managed to buy a property! It truly was the turning point for me, so I would highly recommend it for anyone."
At 20, Henry had just started earning and had no idea how to manage his money. Within 15 months of doing the course, he saved over $34,000 and bought a brand new car. He's now a savings-machine!
"Before I did the course, I don't think I had a relationship with money. I just stumbled my way through it...The course is just presented in a really easy way to understand. So it's been about 15 months since I did the course, and since then I have: moved out of my parents house, completely independent; sorted out all my life insurances, I also bought a brand new car ...and currently I'm sitting at $34,000 (in savings)."
Jacqui was starting over at 50 after a divorce. She had less than $1,000 to her name, and within 9 months she had paid off $10K debt AND saved an additional $10K!
"Financially, I was starting over. I had no real savings, I had debt, and I didn't really understand how to manage money as I previously did not take that role in relationships. Since doing the course, I feel so much more empowered and in control of my finances than I ever have before, and am now working towards bigger goals. I've never appreciated and respected money as much as I do now. Doing this course helped me turn my life around."
HI, I'M PARIDHI.
IN CASE YOU'RE WONDERING WHO IS BEHIND ALL THIS...
I’m the Founder of SkilledSmart and I have been running financial education and transformation programs for more than 3 years. By now, I have talked to, taught, and supported hundreds of people (of all ages and backgrounds) in changing their financial lives. I’ve been featured in national media outlets across Australia for the work that I do and the results this program is able to achieve. I’ve also had the privilege of interviewing world-class financial experts (like Robert Kiyosaki).
I do what I do because I once used to work with people experiencing financial distress as a result of having cancer. In that job, I saw first-hand how quickly someone’s whole life can fall apart if their financial foundation is weak. It affects their family, mental health, social life…I want to see every individual, every family, create a strong financial foundation that can not just survive crisis but thrive.
But that’s not where my story starts. Like everyone, I started at the beginning...
I spent years spinning my wheels, trying to figure out what I was supposed to be doing with my money, how to start walking the path of ‘financial independence’ I kept hearing about. And get this: I had studied (and done well in) subjects like finance, accounting and economics as part of my Business & Law university degree. But that was all ‘theory’. When it came to the real world and figuring out what I was actually supposed to do...I was still lost and overwhelmed.
So, after years of trying different budgets, researching different investments, reading books and still feeling lost and like I had no idea what I was doing...I knew I needed a different approach.
...IN THE SEARCH FOR TRUTH & CLARITY,
I WENT ABOVE AND BEYOND.
I decided to go straight to the source of truth. I started interviewing financial professionals and people who had been very successful financially (i.e. self-made millionaires), to learn what they knew about money that the ‘rest of us’ did not. I didn’t want just one individual’s point of view, or what worked in one specific context. I wanted to understand the core principles of money that stood the test of time. At this point, I have spent hundreds of hours and thousands of dollars working with and interviewing financial experts and professionals.
Through that process, I discovered what was missing in so much of the information out there, and saw why so much of the ‘traditional advice’ didn’t work because it only touched the surface. So I spent months pulling apart everything that I had learned, extracting the most valuable pieces of information, and putting it together into a step-by-step system that anyone can use to take control of their money and start creating wealth.
This step-by-step system has now been used by hundreds of students to completely transform their financial lives. And there’s more to it than just ‘teaching’ or giving someone ‘more information’. It’s about getting people real results, knowing how to take someone from Point A to Point B. Students who have used this system don’t just ‘feel more confident’, they get tangible, real-world results: they break out of old money patterns, save tens of thousands of dollars, start investing, grow their wealth, reduce family conflict over money and so much more.
NOW IT'S YOUR TURN.
OH AND JUST IN CASE YOU WERE WONDERING...
"CAN'T I JUST LEARN THIS ON MY OWN, FOR FREE OFF THE INTERNET??"
I get it. I spent years trying to figure it all out on my own. So if you’re planning to do this whole thing on your own...I want to give you a little heads up.
Here are 3 things I wish I had known 10 years ago about ‘trying to do it all yourself’.
1. It won’t be cheaper in the long-run.
The do-it-yourself path is a long, painful process with a lot of mistakes involved. The time it takes and the mistakes you make will cost you years of your life, thousands of dollars in trial-and-error, and you’ll acquire a few grey hairs in the process. Mistakes are an inevitable part of the do-it-yourself journey. Are you willing to pay that price?
Mastering Money is specifically designed to help you avoid the unnecessarily long and painful journey. You will fast-track your progress and learn how to avoid costly mistakes because you will be following a tried-and-tested, step-by-step system (instead of trying a whole bunch of random tactics you read on some amateur’s blog).
2. After all that effort, you may still end up with NO progress or results.
If you’re driving around without a map, you’ll do a whole lot of driving that’s for sure but...will you actually arrive at your goal? Will you actually end up anywhere? Who knows! The most frustrating part of doing-it-all-yourself is never knowing if you’re heading in the right direction, if you’re making real progress.
Do you want to sink all this time, effort, energy into trying to do-it-all-yourself just to not end up anywhere, and have no results to show for it? Or would you rather follow a practical step-by-step program so you can see real progress?
3. There’s no pride or honour in ‘doing-it-all-yourself’.
I used to think there was some kind of honour or pride in figuring it all out on my own. But in reality: no-one does it ‘on their own’. Even the most elite professionals in the world don’t do it alone, they all have mentors, trainers and coaches.
Becoming the best version of yourself, creating the life you really want, living up to your highest potential...is not a solo-sport. It takes a team, it takes guidance. The more help you are willing to accept on that journey, the faster you will arrive at your destination.
So do you want to slog it out for years trying to do it ‘on your own’? Or do you actually want to get results, so you can start living a richer life as soon as possible?
SO, IMAGINE YOUR LIFE 6 MONTHS FROM TODAY.
Does it look exactly the same as it does today?
The same money stresses, the same money problems...
Or do you finally have the savings, the investments,
the financial confidence and security that you are craving?
IF YOU’RE READY TO MAKE A CHANGE,
YOU CAN GET INSTANT ACCESS RIGHT NOW.
SINGLE PAYMENT OF $997 (SAVE $185!)
6 MONTHLY PAYMENTS OF $197 PER MONTH
Frequently Asked Questions
Will I get personal advice on my specific situation?
No. This program is for informational and educational purposes only. We cannot give you advice specific to your situation. You may apply the information, at your own discretion, as suits your circumstances. For example, we cannot tell you specifically what to invest in, but we do teach you about investing and how you can determine what may be suitable for your needs, to help you make a more informed decision for yourself. But ultimately...you have to make that decision for yourself. That old time saying applies here: we’re here to ‘teach you how to fish’, not to ‘give you a fish’.
What 'level' is this course suitable for?
This program is suitable for beginners and intermediate students. You are not required to have any pre-existing knowledge. This program is designed to be inclusive for people who do not have a finance background.
What if you've already been doing some self-education and reading, and have started making some improvements to your finances? Great! You should still do this program. This program is going to show you the end-to-end picture and ensure you're not missing big important chunks of knowledge and skills, as you DIY your finances. Remember, a little bit of knowledge can sometimes be more dangerous than no knowledge. If you've read a book or few, well done! But don't assume you now ‘know it all’...
I already have a financial advisor, would this still be valuable to me?
YES – we OFTEN have students do the course BECAUSE they have a financial advisor already and it helps them understand what their advisor is saying and have more informed conversations, and be able to participate more in the decision making. It’s actually dangerous when you are totally reliant on a financial advisor and you don’t have the vocabulary or understanding to participate in the decision making. It should be a partnership where you are actively participating in the process. So the more informed you are, the more you’re going to be able to ensure your advisor is creating and implementing a plan that actually aligns with what you want.
I'm pretty time poor, and I'm worried I might not finish the program...
This is why we give you lifetime access. We know that life can get busy, and things can up. You can complete the program at your own convenience. There is no pressure for you to complete it within a specific time period. Come back to it when it suits you!
Can you guarantee that I will get results?
Only you can guarantee results and change in your life. We are here to provide tools to assist on that journey and support you along the way, but how you use those tools is up to you. As you can see in the examples of the results our students have achieved, every individual has different results, because every individual’s circumstances are different.
It's a bit like, when you sign up to a gym membership. The gym will work for you, if you put in the work. So on some level, you need to trust yourself to follow through. 🙂
Do you cover real estate in the course?
We do not teach you how to buy a property in this course. There are other ways to get exposure to the real estate market without buying a property (like through REITs) and we do touch on this in the course.
However we have had students who used the course to set up a strong financial foundation, multiply their savings, and put themselves in a position where they were able to buy real estate. Real estate is a big investment, so you need a strong financial foundation before you make that jump. Unfortunately, most people do not have this financial foundation before they buy real estate, and this leads to a lot of trouble later on (not being able to afford the mortgage, living in mortgage stress, etc).
Is this program globally relevant?
The majority of the program applies globally (as the foundation principles of money and finance work the same no matter where you go). However there are 3 modules (on personal insurances, tax and retirement funds) that are more tailored to an Australian context. However we have had students do the program globally, as there are many similarities between countries in these 3 areas (insurance, tax and retirement funds) and the broad principles still apply.
How much time will it take to complete the program?
We recommend setting aside a minimum of 2 - 4 hours per module (which includes all the course material and time for completing the activities). Some modules may take a little longer than this, some may take a little less. The majority of your time will be spent in implementation because the program is designed with a practical focus, keeping the ‘theory’ to the minimum amount you need to take action and get results.
You can structure your learning the way you like. For example, one structure you could follow is: completing one module per week over an 8-week period, carving out 2 - 4 hours per week to complete each module. This way, you will complete the entire program within 2 months.
Do I have to reveal my financial details to you?
NO! We provide the information, tools, support and education. You can apply these to your circumstances as you see fit. You do not need to reveal the specific details of your spending, earnings, investments or any other financial details.
Is this program suitable for _________?
Stay at home mums/parents? Yes.
Teenagers with a part-time job? Yes.
Freelancers who are self-employed? Yes.
Separated partners starting over? Yes.
About-to-be-married, or newly-married couples? Yes.
Basically if you have prior or current experience with earning some form of income through employment or self-employment, this program will be incredibly valuable to you in learning how to make the best out of that income and create a plan for your financial future.