…even if you don’t earn bucket loads of money, you’re ‘not a numbers person’, or you have no idea where to start
Our unique approach has helped hundreds of real people get real results and is broken down step-by-step in our signature course:
Get a job. Work hard. Earn money. Pay the bills.
That’s what you’re ‘supposed’ to do, right?
Except you’ve done all that. For years.
Yet, do you still find yourself feeling not even close to the life you want to be living? Maybe you’re not sure you even know how to get there, or whether it’s even possible at this point?
Your finances seem like a cryptic code that you don’t know how to make sense of. So, you try to avoid thinking about it, because when you do, you feel that knot in your stomach.
Dread. Anxiety. Disappointment. Guilt.
You know your finances are important. You know you should get around to fixing them. You’re actually a little embarrassed that you haven’t. You should have figured this out by now, right?
But it’s not like you haven’t tried.
You probably tried budgeting and cutting down spending but it never lasts or seems to help.
Or perhaps you tried Googling, reading books, asking friends and family. But all the complex jargon and conflicting opinions leave you overwhelmed and with analysis-paralysis.
Sometimes, you wonder if there’s any point in trying. Maybe it’s too complicated for you to ever understand. Maybe you don’t earn enough, or have what it takes, to get ahead.
You don’t have to bury your dreams and resign yourself to a life of financial struggle, frustration and disappointment
You can create a life where money is simple, stress-free and fun
-
Your savings grow, every month, auto-magically
No bargain hunting, restrictive budgets, or worrying about running out of money. You barely ‘try’ to save anymore. It just happens. On the same income you earn right now. -
You enjoy spending money on things you love, without guilt or remorse
Finally, spending money feels fun. You’re not constantly conflicted between enjoying life today, and taking care of your future. You know exactly how to do both, with ease. -
Your investments are growing, while you’re living life
Once, you were scared to invest. Now, you love it. You love knowing your investments are working hard to make you wealthy. You have a clear investment plan that you are confident in. You know exactly how you want to invest, and what you want to invest in. -
You finally feel confident and in control of your money
You know how to take care of your money. You aren’t scared to make your own financial decisions, or talk about the finances. You know where you’re going and how to get there.
This life is absolutely possible for you.
And it doesn’t have to take years of trial-and-error or hoping-and-praying to get there.
You can get there in just a few months.
Yvette had 2 kids in a single-income home. She was overwhelmed by the finances and sick of living pay-to-pay.
Within 4 months of MM, she got debt-free, stopped living pay-to-pay, started investing and reduced financial stress.
It’s been a massive change…not just as an individual or a couple but our family has become a bit of a better unit…To do this course, I feel it gives you the foundation you need in your adult life to set yourself up in a positive space financially, that really has made a difference to me and my family and I wish that for other people too…I wish I was 10 years younger when I did this.
Pratik didn’t know how to structure or organise his finances. He was saving inconsistently, and scared of investing.
Within 2 months of MM, he was saving $2-3K per month, sorted his insurances, and even invested $10K.
The course allowed me to be more confident in investing, saving and applying for the right insurance policies…I’m a lot more confident actually going ahead and investing in the specific one that’s right for my risk…Just reading these things online can become a bit daunting and just feel all over the place, but the course gives you structure to understand these concepts.
Kerryn was in her 50s. She’d been a single mum, started her career late and thought it was too late to ‘catch up’.
Within 16 months of MM, she paid off $7K debt, saved tens of thousands, and fixed her super and insurance.
Having savings now, it’s such a relief…My knowledge of investing is maybe 1000% of what it was before. Without the course I certainly wouldn’t feel as established. I’m glad I did it because I am a lot more financially confident now, and I’m more secure. I never would have imagined two years ago, if you’d said to me this is where you’ll be…I’d say – I’ll believe it when I see it.
Introducing
The simplest step-by-step path to stress-free finances
Mastering Money shows you how to turn your money mess into a money machine that can consistently grow your savings and investments while you sleep
Simplified and jargon-free – minimal maths and plain English
Finance doesn’t need to be complicated. Mastering Money is designed so you can succeed with zero prior financial expertise and only the smallest bit of simple, calculator-friendly maths.
Practical and immediately actionable – start making changes today
You don’t need months of endless research. You need step-by-step action items you can apply to your real life, with clarity on what to do and how to do it. That’s what Mastering Money gives you.
Comprehensive and all-inclusive – everything you need, all in one place
Mastering Money covers all the essential components for creating a strong financial foundation – saving, insurance, investing, superannuation, tax and more. Everything you need (research templates, worksheets, in-depth training) is included.
Tried-and-tested – proven to get real people real results
Hundreds of students have used the strategies in Mastering Money to achieve massive money goals – getting debt-free, saving tens of thousands, growing six-figure investment portfolios, and more.
Mastering Money has been extensively researched and tested alongside experienced financial professionals
Hundreds of hours of research and testing, and thousands of dollars of consultations with financial professionals has gone into the development of Mastering Money.
We even had a qualified and experienced financial adviser fully review the entire course.
Here’s what some financial professionals have said:
Nicole Bell – has worked in the financial services industry for over 18 years, and has 10+ years experience working as a financial planner/adviser
Mastering Money takes a logical step-by-step approach to building financial literacy and has the flexibility to allow each student to focus more time on the areas they feel they need the greatest help. Seeing people take control of their situation and start building wealth is great to see and Mastering Money allows students to do exactly that.”
Mia Yan – has worked in the financial services industry for over 9 years as a qualified financial adviser, super specialist, wealth adviser and more.
Mastering Money is well structured, comprehensive, and provides practical tools to give people a head start on sorting out their personal finance. For some it might be a better option than financial advice because it is more flexible and cost effective. The work SkilledSmart is doing is definitely valuable and beneficial, I wish they taught this in school!”
Our students get amazing results because Mastering Money does things differently
- Time-efficient strategies for busy people You don’t have to spend a tonne of time chasing discounts or watching the stock market. The strategies in Mastering Money are designed to free you up to spend more time living your life, and less time behind a spreadsheet.
- Systems for sustainable long-term resultsReal wealth isn’t built chasing ‘hacks’ or ‘hot tips’. It’s built by creating reliable systems that produce consistent and sustainable results. Mastering Money shows you how. These systems help you get more results with less work over time. That’s real freedom.
- Human-centred approach for real changeReal financial transformation takes more than just a savings or investment plan. It takes an evolution of you as a person. Mastering Money pairs psychological change with actionable strategies to create real and lasting change.
- ‘No dumb risks’ philosophy for peace of mindInvesting isn’t about taking big risks or chasing investment fads. Mastering Money takes a measured approach to risk-management. You’ll learn strategies to reduce and manage risk, so you can build wealth on a secure, stable and strong foundation that lasts.
Mastering Money has helped people from all kinds of backgrounds
Every income level
Low-income earners, high-income professionals, and everyone in between. This isn’t about how much you make, it’s about learning how to make the most of whatever you make.
Teens to retirees
Everyone from highschool graduates, to retirees in their 60s, and all ages in between. The core principles are relevant for all ages and you’ll learn how to adapt these for different phases of life.
Every life-stage
Single, married, kids, no-kids, young kids, old kids, divorced, about to start a family…you will learn systems and strategies that set you up for life and how to adapt them as life changes.
Over 100+ professions
From healthcare to retail workers, artists to athletes, self-employed to unemployed, office-goers and blue-collar workers, graduates to senior executives…we have helped them all.
Mastering Money students have achieved big money goals, and created real and lasting financial change
Sandy had a good income and had bought a property. But she didn’t understand her finances, and felt lost.
Within 6 months of MM, Sandy saved thousands and invested her first $10K. Within 5 years, she had paid half her mortgage, saved and invested over $200K and tripled her super.
Joel was good at saving money, but was scared of investing. He felt a lot of financial anxiety and lack of confidence.
Within 6 months of MM, Joel saved an extra $5K and invested $5K. Within 3 years, he grew his investments to over $170K, fixed his insurances and super, and overcame his financial anxiety.
A lot has changed in my life… investing has changed for me massively because previously, I used to get very anxious…Now I have less anxiety and stress…I feel a lot more confident about the future… Doing this course will give you that confidence to say… I’m prepared for anything that comes my way.”
Sara was living pay-to-pay with less than $1K in savings. She dreaded looking at her finances, and had no clue about investing.
Within 18 months of MM, Sara had become a confident saver and investor, and had grown her total assets to over $50K. She now finally feels in control, and no longer fears her finances.
The course was really easy to follow, it didn’t require too much of my time, and doing it online helped a lot to keep focus and I just have to follow-through…the course was life-changing for me. Now I feel very confident. It (finances) doesn’t scare me. Now I’ve got the control, before they used to control me.”
Our students’ results are so incredible, they are repeatedly featured in the news
Here’s what you’ll learn inside Mastering Money
You'll get everything you need to implement our entire 4-step system for creating real and lasting financial transformation
There is so much value packed into each of the four steps that we could sell each as its own course. But we want to give you everything you need to succeed, all in one place. If just ONE of these steps can create life-changing results, imagine what all of them can do together.
Update Your Mental Money Map
So many people ‘try’ to fix their finances for years without progress. Why? Because they haven’t changed their psychological and emotional relationship with money. Once you’ve done this, you can finally get out of your own way and start making rapid progress.
In this module, you will:
- Break free from the cycle of old money patterns that are keeping you stuck and self-sabotaging
- Create a new relationship with money that aligns with the financial goals and success you want
- Replace the negativity (anxiety, fear, stress) with a positive, good-feeling relationship with money so money can finally feel fun and enjoyable
- Learn the secret to guilt-free spending!
- Design your personalised financial roadmap
This first module alone is a game-changer for so many of our students:
Create a Money Machine
Saving money isn’t about bargain hunting, penny-pinching, or even budgeting. The real secret to stress-free saving is having a streamlined, automated system that works regardless of your motivation levels. Saving money can be so simple you barely have to think about it.
In these modules, you will:
- Get complete transparency and control over your money so you know exactly where it goes
- Create a Personal Progress Report and get clarity on how to evaluate your ‘financial health’
- Create your personal streamlined and automated savings system – get off the “savings rollercoaster” and start experiencing simple, stress-free savings
- Learn the secrets to successful saving and how to avoid the savings mistakes most people make
These 2 modules alone have helped our students save thousands of dollars in a few months (imagine how much they save long-term!)
Strengthen Your Defences
Financially successful people know that building wealth isn’t just about saving and investing. A critical part of building a strong financial foundation is protection against crisis. One crisis can topple the whole tower. You have to protect the ‘downside’.
In this module, you will:
- Discover your biggest financial ‘weak spot’
- Learn how personal insurances can protect against crisis
- Understand how personal insurances work (e.g. disability insurance, income protection, life insurance, chronic illness insurance)
- Research templates and scripts are included to help you find the right insurance policies for you
This is one of the biggest ‘gaps’ in most people’s finances, that can make-or-break their entire financial future in the long-term.
Pick Your Path to Wealth
This is the step you’re either excited about, or scared of. Either way, we’ll break investing down in a way that’s simple, easy-to-understand, and implementable (even if you’re a total beginner). We show you how to cut through all the overwhelm and fear to create an investment approach that is suitable for your personal values and goals, so you can move forward with confidence.
In these modules, you will:
- Pick your ‘Investing Avatar’ and identify the investing strategy that works for you
- Conduct an Investing ‘Risk and Readiness’ Assessment – this is a critical foundation of your personal investing plan
- Learn how to reduce and manage investing risks
- Learn the different ways to start investing in the share market (ETFs, Index Funds, brokers, robo-advisers etc)
- Research templates are included to help you research investment products and services
- Develop the skills and mindset to become a good investor
In these modules, you will learn about tax and superannuation. We call these ‘bread slices’ because they are the less sexy, but ultimately essential parts of building the ‘investing sandwich’. In these modules, you will:
- Learn how income tax and tax on investments work
- Identify the main (legal) strategies available for people to reduce their taxable income
- Learn how to reduce and manage investing risks
- Learn how to research, review and optimise your superannuation using our 5-step process
- Research templates are included to help you research superannuation funds
See how these modules have taken students from clueless to confident investors:
These modules alone could have a $100,000+ impact on your financial position over the long-term.
Mastering Money comes with…
75+ page activity workbook
This workbook contains all the step-by-step action items, checklists and activities you need to implement what you will learn. This will be your ‘financial bible’ that you can return to, to make updates as necessary. Download and keep this for life.
Financial product research templates
Don’t know what to look for or what questions to ask when researching insurances, investments, or super funds? These templates will help you find the important information, and ask more informed questions. Download and keep this for life.
24/7 digital access for maximum convenience
Access the course from anywhere with an internet, at your own pace and schedule, whenever is convenient to you. Night or day, weeknights or weekends, make progress when it suits you.
Lifetime access offers ample time to complete
You can review, revisit, revise as many times as you want because you get lifetime access to the course. To be clear: lifetime access does not mean your personal lifetime. It means the lifetime of the course in its current format.
That’s not everything.
We love to over-deliver, so you also get a carefully-crafted selection of unbeatable bonuses:
BONUS #1
Private Student-Only Community
- Ask unlimited questions – don’t do it alone, get our help when you need it
- Direct access to support for 12 months – just ask and we’ll give you the encouragement, and support you need to keep making progress
- Get access to and learn from questions other students have asked before you
BONUS #2
The ‘Honest Conversations Series’
This is an exclusive series of trainings on the tricky money topics most people don’t usually talk about openly, including things like:
- What to do if you’re struggling with motivation
- Dealing with money in relationships
- What to consider before working with a financial adviser
BONUS #3
The ‘Industry Insiders’ Package
We conducted deep dive interviews with industry professionals – e.g. accountant, insurance specialist. You’ll hear the ‘inside scoop’ from an industry insider who reveals red-flags, industry secrets, common mistakes and more. Financial professionals often charge hundreds of dollars an hour for their time…you get access to these interviews for free!
BONUS #4
The ‘Brains Trust’
We interviewed top industry leaders including best-selling authors, self-made millionaires, investment advisers and more (many of whom don’t usually give public interviews, or charge hundreds of dollars an hour for their time). You’ll hear from over 30 speakers on everything from ethical investing, early retirement, starting a side-hustle, real estate and more.
Everything you get when you join today:
- Instant access to the complete, end-to-end, professionally reviewed Mastering Money course, with 8 in-depth modules covering our entire 4-step financial transformation system
- 75+ page workbook and research templates – your ‘financial bible’; yours to keep for life
- Lifetime access to the course – revisit and revise as much as you want
- Bonus: Private Student-Only Community – ask unlimited questions, get support
- Bonus: Honest Conversations Series – the real deal on ‘tricky’ money topics
- Bonus: Industry Insider’s Package – deep-dive with experienced professionals
- Bonus: The Brains Trust – a goldmine containing the expertise of hard-to-reach top industry leaders
- 60-day Risk Free Guarantee
Looking at our students’ results, this would be a great investment even at $5,000
But you will pay just a small fraction of that
AND right now, for a limited time, you can also get a $200 discount off the full price
* The payment plan is not a cancellable subscription. If you select the payment-plan option, all instalments are required to be completed (unless you meet the eligibility for the 60-Day Risk Free Guarantee).
We do not recommend this course for chronic financial issues (e.g. bankruptcy, gambling, unmanageable personal debts).
On the other side of Mastering Money, is a life where you finally feel relaxed, confident and proud of your finances.
Sure, you’ll have more money in the bank.
But you’ll also have something else.
Something no one can ever take away from you.
You’ll know the exact steps, systems and strategies
required to create real and lasting financial success.
So, you can do it, by yourself, over and over again.
Mastering Money is designed so the value you gain doesn’t just last a month or a year…It lasts your whole life.
If you’re wondering “Is the course-fee really worth it?”
We've had students make it back more than 7 - 15 times over, within 18 months
Emily was never good at saving money. Despite working for years, she had nothing to show for it. She had no idea where to start with her finances.
Within 9 months of MM, Emily had $14K saved (the most she’d ever saved in her life), and had the money to invest in starting her own online business.
“My overall experience was great…I liked there was homework to make sure you actioned the items…Before I really had no idea…Now I’m very confident…It’s a great introduction to finance…it really does breakdown everything for you and gives you the steps you need to take.”
Jacquie had $10K debt and under $1K savings after a divorce, at almost 50. She had never been involved with managing the finances.
Within 9 months of MM, Jacquie paid off the $10K debt and saved $10K. She went on to save for a car and a holiday, and has stayed debt-free.
“It has given me a feeling of independence and freedom that I’ve never felt before. I feel so confident that I no longer have to rely on anybody else to support me financially. I can do it myself and I’ve proven that…I am happy about making the investment in the course because I’ve got it back tenfold.“
Henry had just gotten his first job. He’d never been shown what to do with his income and didn’t have any idea how to manage his finances.
Within 15 months of MM, Henry saved over $34,000 and bought a new car (whilst living on his own). Today, he feels financially confident.
“The course is presented in a really easy way to understand, because I’m not a maths person as well…Now, I’m pretty well set-up. It’s a sense of freedom. I feel a lot more secure about my financial future. Two years ago? I did not have a clue what I was doing. Now the pathway is laid out. And it’s really liberating.”
That’s just the first 18 months.
Now, with the Mastering Money systems and strategies in place, imagine how much they will continue to save and make over their lifetimes.
Think about this
If you could just Google your way to financial success, wouldn’t more people have it by now?
The truth is, creating real and lasting financial transformation takes a trifecta of specialised skills that are hard to find and access.
This is why Mastering Money is unique.
When we embarked on the mission to create this course, we initially talked to financial professionals. We interviewed countless ‘experts’ with fancy degrees. It was a good start.
We learned some of the strategies professionals knew, which amateurs on social media didn’t.
But…they couldn’t tell us how to create financial transformation. After all, they often worked for clients who were already good with money. They didn’t know how to transform someone who wasn’t good with money, into someone who was.
So, we kept looking.
The importance of mindset.
This unlocked a whole new world that exists completely outside the world of ‘traditional finance’.
It took us deep into psychology, the power of the subconscious mind, and the mental and emotional patterns that keep people trapped in financial struggle or help them create success.
Slowly, after hundreds of hours and thousands of dollars spent researching and testing, we consolidated countless hours of specialised knowledge from so many different sources…into a simple, actionable, step-by-step path for financial transformation that anyone can follow.
And it worked.
Our students started getting incredible results, in record time.
They didn’t just leave Mastering Money with a few cool finance tricks and tips. They left with a totally different relationship to money, and a completely new financial life.
Our students got more than just a financial upgrade. They got a life upgrade.
Our students get the kind of results you don’t see anywhere else, because in Mastering Money, we have nailed what it takes to create real financial transformation.
That's why our students call Mastering Money ‘life-changing’.
Many students come to us after spending money, time and effort trying other options that didn’t work
Trying to do-it-yourself
- Big time investment – going through books, blogs, podcasts can take years
- Trial-and-error and costly mistakes are inevitable when you try to DIY
- No one to ask questions to validate if you’re “doing it right” – always unsure if you’re ‘missing something’
- Uncertain results – you can spend months ‘researching’ and years 'trying' yet still be no further ahead
- Can cause overwhelm and analysis-paralysis, which stops you from taking action and making any progress
- Trying to DIY is the most expensive option, when you factor in the lost time and opportunities, and mistakes
Hiring a financial adviser
- Can cost $3 - 6K upfront plus ongoing annual fees for a comprehensive plan
- No clear way of determining whether you've found a 'good one'
- You can end up dependent on their advice whenever you need help
- ‘Blindly’ following advice without real understanding can be dangerous
- Low focus on helping you improve your own financial capability, skills or mindset
- Can cause more confusion and overwhelm if you don’t understand the advice or know what questions to ask
- They may get commissions for financial products they recommend
Mastering Money
- More affordable than many traditional financial planning options
- Faster than DIY, with a clear step-by-step roadmap so you can get quicker results with fewer costly mistakes
- Learn life-long skillls to become self-sufficient and independent in making your own confident financial decisions
- You can ask us unlimited questions, so you always get the support you need to keep moving forward
- Credible and legitimate: built on hundreds of hours of research and consultations with professionals
- We get no commissions for promoting or selling you financial products
Students have called Mastering Money “the best money I’ve ever spent”
Natalia was earning well and wanted to set herself up for success but didn’t know how.
Then, within months of MM, Natalia got credit-card debt free and grew her savings. Within 3 years, she bought her first property and had tens of thousands saved and invested, before turning 30.
My only hesitation was the cost (of the course) – can I fund this right now? is it worth it? — but honestly, it’s probably one of the best uses of money I’ve ever spent. The course is one of the best things I’ve done in my life. To say that it was life-changing is by no means overstating it.”
Candela had been working for years, but lived pay-to-pay and couldn’t save more than $2K.
Spending money on this course was scary, but within 13 months of MM, she’d saved $20K (more than she’d ever saved) and started talking about buying property (a dream she didn’t think possible!)
The biggest obstacle for me was investing the money in the course…How am I going to spend money on a course if I don’t even have money…but it was obvious to me I had to invest in it in order to get something out of it…The best thing you can ever do is invest in yourself.“
Sammy felt overwhelmed by her finances. She struggled to find resources she could understand.
Then, within 9 months of MM, she and her partner paid off $50K debt, started saving and even started investing (which she never thought she’d have the confidence to understand), and dramatically reduced stress.
I remember looking at the course going, wow that’s a lot of money to outlay for something I’m not so sure I’ll get the return for. All I can say is I’ve never looked back…it’s created a future for ourselves we never thought was possible…I would encourage everybody to do this. It’s not a scam. It’s real.”
If you’re thinking “It’s not the right time” or “I’ll do this later”... Let's be real. Haven't you put this off, enough?
Maybe no one’s shown you the price-tag of procrastination.
Let’s take a look.
Let’s say you start investing today
You invest $5,000 per year for 10 years
With an investment return of 5%
Your investment earnings: $16,034*
But say you start investing next year
You invest $5,000 per year for 9 years
With an investment return of 5%
Your investment earnings: $12,889*
* Calculations and assumptions based on the Australian Government’s MoneySmart calculator.
Just that one year delay cost you $3,145
Imagine what it costs when you delay 5 years, 10 years, 20 years…
(Hint: the answer is in the hundreds of thousands of dollars)
That’s just ONE example.
Now let’s add up the cost of some other mistakes you might be making:
| Expensive yet completely fixable mistakes | Potential Price Tag |
|---|---|
|
Continuing to carry high-interest debts (like credit cards) |
$10,000+ |
|
Not having a streamlined savings system |
$50,000+ |
|
Leaving savings sitting in cash instead of investing |
$100,000+ |
|
Investing in the wrong portfolio (e.g. high fees, or low-returns) |
$100,000+ |
|
Not taking advantage of tax incentives |
$100,000+ |
|
Superannuation invested in the wrong portfolio or fund |
$100,000+ |
|
Total money lost due to inaction |
$460,000+ |
The truth is – you are already losing money,
every single day that you do not fix your finances.
Your most expensive option on the table is delaying taking action.
The most common regret our students have:
“I wish I’d done this years ago.”
What kind of life do you want to be living 12 months from now?
You can spend the next 12 months trying to do what you’ve already been trying. You could ‘try harder’. You could hope that ‘this time it’ll be different’.
But doing more of the same only leads to more of the same results. You can’t get different results, doing the same things but hoping things change.
So, this time next year, will you just be more exhausted and frustrated, having tried even harder without any results?
You can spend the next few months following a clear, step-by-step path to a better financial life. A path that has been tried-and-tested, and proven to get real people real results.
No more confusion and overwhelm. No more wondering what you’re doing wrong, or why it isn’t working.
Just like so many Mastering Money students before you, this time next year, you could be living a life of more — more money, freedom, confidence, fun and peace of mind.
In less than 12 months, our students have replaced their life of financial stress for one of financial ease
Elena had worked for years, gotten promotions, but was still living pay-to-pay and couldn’t save. She’d never been shown how to manage her money.
Within 8 months of MM, she saved $8K to fund her dream trip to Europe. Today, money is no longer a stressor. She feels more confident and in control.
“I loved the course actually…It wasn’t until I finished the course that I started having more control of my finances. I felt empowered, I am in control of the money, and not waiting paycheque to paycheque…That has taken a lot of stress out of my life.”
Sai had 2 kids and a spouse to support. He was earning well but didn’t know how to save, and lost money following bad investment advice from friends.
Within 11 months of MM, he grew his savings from $4K to $22K and started investing. This helped see him through a redundancy without stress!
“Before, I was spending money a lot…I invested in things where I didn’t know anything, I lost money…This course taught me how to save in the right way…Earlier I had no confidence, now I have confidence, my financial future has a very good plan.”
Anastasia was just breaking even. She didn’t know how to manage the finances. She’d tried courses in the past, which never lived up to their promises.
Within 8 months of MM, she saved thousands. Within 3 years, Anastasia went on to save over $150K with her husband and buy a home.
“Compared to a year ago, I feel a lot more in charge of my finances now, they’re not in charge of me. The future is quite bright and I’m optimistic…I had no idea it would impact so many other areas of my life…it’s made such a huge difference…I’m really glad I took a leap of faith.”
A personal note from the founder
Hey, I’m Paridhi.
I’ve seen how painful financial insecurity can be.
I used to work with people experiencing financial hardship. Everyday, people confessed to me their struggle to understand their finances.
Later in my career, I faced a similar dilemma.
Despite studying finance in my Business & Law degrees, I didn’t know what I was doing either. My degrees never covered personal finance.
I had so many questions. What should I invest in? Do I need insurance? Do I have to update a clunky budget spreadsheet forever?
I tried to find answers…
But my research left me disappointed.
I saw an industry of expensive financial advisers. I saw millions of ‘tips and hacks’ on social media that would leave me chasing discounts forever. I saw countless conflicting opinions and conflicts of interest.
The process of trying to make sense of it all was exhausting, time-consuming, confusing and overwhelming.
(Yes, even for someone who studied finance in university).
I knew there had to be a better way.
So, I decided to create it. And I am thrilled with the results.
Today, Mastering Money has helped hundreds of people quit living in financial struggle and enjoy more financial success. It has helped them achieve goals they didn’t think possible – buying property, starting a business, going on a dream holiday, having their dream wedding and more.
Yes, our students' financial lives flourish. But that's not all.
My favourite part?
If that’s a journey you’re ready to go on, we cannot wait to support you.
If you’re wondering “...but what if it doesn’t work for me?”
We've got your back with our 60-day Risk-Free Guarantee
You get 60-days to try the entire course.
If, after completing the course within 60 days, you got nothing out of it, reach out to us for support and show us your completed work. If we can’t help you get value, we’ll give you a 100% refund.
Yes, we are that confident in the value Mastering Money offers. Why? Because we’ve watched it deliver exceptional results for hundreds of students from all walks of life.
So we’re confident that if you commit to doing the work, Mastering Money can help you too. Soon, we’ll be sharing your success story!
At this point, you have nothing to lose, and everything to gain.
Note: there are no refunds for change of mind or circumstances.
Ready to bring your money dreams to life?
(Join now while you can still get a $200 discount off the full price)
* The payment plan is not a cancellable subscription. If you select the payment-plan option, all instalments are required to be completed (unless you meet the eligibility for the 60-Day Risk Free Guarantee).
We do not recommend this course for chronic financial issues (e.g. bankruptcy, gambling, unmanageable personal debts).
Frequently Asked Questions
Many students come to us because they’re doing ‘okay’ but want to be doing even better.
Mastering Money helps them conduct a detailed review of their finances, plug ‘gaps’ in their financial foundation, gain more clarity on their financial plan, and gain more confidence in their investing journey.
Financial success is so much more than just saving money. Saving money is a good first step, but it’s just one step. In fact, believe it or not, saving isn’t even the most important step.
You can’t save your way to retirement or wealth. You have to have a plan for building wealth (through investing) if you want to create real, lasting, long-term financial security.
Yes. Mastering Money shows you how you can start investing with less than $100! It also shows you options that make investing very time-friendly and beginner-friendly.
Most of our students are in the same boat – limited time, money and expertise. So we’ve specifically designed our approach to investing to account for this.
You don’t need to be an investing ‘expert’, or watch the market all day, and you don’t need thousands of dollars to start! You can invest in a low-maintenance way that allows you to spend more time living your life, and less time behind a spreadsheet. Mastering Money will show you how.
Absolutely. Firstly, we have a ‘no-dumb-risks’ philosophy. We don’t do get-rich-quick schemes or chase here-today-gone-tomorrow investment hype.
We show you how you can invest in a way that has stood the test of time, long-term.
We are also big on equipping you with the tools and knowledge you need to understand and manage risks. So before you even learn to invest, you’ll learn risk management strategies to protect yourself first.
This lets you invest with peace of mind and confidence, knowing your risks are managed.
Mastering Money aims to give you the skills and knowledge to make more informed decisions for yourself. We aren’t here to ‘give you the fish’, but rather ‘teach you how to fish’, so you can confidently make financial decisions on your own without being dependent on someone else to tell you what to do.
For example, we won’t tell you which investment to buy, but we will break down step-by-step the processes and tools you need to more confidently decide what would be appropriate for you.
You can also ask unlimited questions during your enrollment in our private student-only community. So if you ever get stuck on your journey, we are here to help!
Here are some of the reasons our students choose Mastering Money instead of a financial adviser:
First, financial advisers can be quite expensive. Depending on the complexity of your situation, a comprehensive financial plan can cost anywhere from $3,500 – $5,500 or more per person. This doesn’t include potential ongoing costs that you could incur yearly as well.
Secondly, if you don’t understand the basics of finance, how will you know what questions to ask the adviser? Will you be able to understand their advice properly? Will you just end up blindly following their advice? This can be a risky position to be in.
If you ever want to work with a financial adviser later on, Mastering Money will help you to get the most out of that relationship. Mastering Money will help you develop the confidence and knowledge to ask good questions, understand the advice, and be actively involved in decision-making. You’ll also save a lot of money by knowing what you can do yourself, and which parts you need a professional’s help with.
Thirdly, working with a financial adviser can create dependency. They’ll give you a plan today, but a year or so down the line when your circumstances change, will you know what to do? Or will you need to go back to them for more advice? Our goal is to make you self-sufficient so you understand how to make informed decisions for yourself even if your circumstances change.
Lastly, some people don’t want to entrust a financial adviser with their money. They want to develop the skills to take care of their own money. After all, no one will care about your money like you do.
Yes, absolutely. We often have students enrol in Mastering Money who already have a financial adviser, because they want to be more confident and more involved in the decision making.
Mastering Money enables them to ask better questions, interrogate the advice they’re being given, and participate more collaboratively in decision making with their financial advisor.
It also helps them feel more in control, and less reliant on the adviser. Your relationship with an adviser should be more of a partnership, where you’re actively participating in the decision making process. Your adviser shouldn’t be calling all the shots, while you just go along with it. So the more confident and informed you are, the more you’re going to be able to ensure your adviser is creating and implementing a plan that actually aligns with what you want.
In some cases, after Mastering Money, students have even let go of their adviser because they realised they weren’t getting good value or they felt more confident to take ownership of their finances.
Absolutely. We’ve had plenty of students who are stay-at-home parents, or university students, or are in-between jobs. We have also had students do this course while they’re off work because of illness or injury, and are not sure if or when they will be able to return to work.
You do not have to be currently earning an income in order to benefit from doing this course.
If you’re not currently earning, but will be later – Mastering Money will help you get systems in place, fix the ‘leaky holes’ in your money bucket, and learn how to manage your money, so when you do start earning money everything is set-up to manage your income effectively and efficiently.
If you’re not currently earning, and won’t be for some time – Mastering Money will help you make better use of whatever money you do have. It will also give you options for increasing your wealth without working (e.g. through investing). You’ll also learn tools to help you identify money saving opportunities you might not currently be aware of, so you can keep more of the money you do have.
Only you can guarantee results and change in your life. We are here to provide tools to assist on that journey and support you along the way, but how you use those tools is up to you.
As you can see in our students’ stories, every individual has different results, because every individual’s circumstances are different. Your results will be unique to you, based on your circumstances, your goals, and your level of commitment to doing the work in the program.
It’s a bit like signing up for a gym. The gym will work for you, if you put in the work.
Yes, we’ve had students internationally get great value from the course. The majority of the course applies globally, as the core principles of money work the same no matter where you go.
There are 3 modules (personal insurances, tax and retirement funds) that are more tailored to an Australian context. However, there are usually some similarities between countries in these 3 areas (insurance, tax and retirement funds), so the broad principles are still relevant and useful.
No. Mastering Money is designed for you to apply to your own circumstances, as you see fit. You do not need to reveal the specific details of your spending, earnings, investments or any other financial details to get value from the course. For example, you don’t have to ‘submit’ homework assignments to us. The practical activities are for your benefit for you to apply to your own circumstances.
You can easily make great progress with as little as 30 minutes per week.
There are 8 core modules and we recommend setting aside a minimum of 2 – 4 hours per module (which includes time for completing the course material and activities).
Some modules may take longer than this, some may take less. This also depends on the complexity of your financial circumstances. Some people’s finances are simpler, so the activities may take less time.
The majority of your time will be spent in doing the activities because the program is designed with a practical focus, keeping the ‘theory’ to the minimum amount you need to take action and get results.
Most of our students have busy lives. So, we’ve specifically designed Mastering Money to be as condensed and time-efficient as possible. You won’t have to wade through hours of unnecessary theory.
You also get lifetime access. So you will have access to the course, for as long as it is alive in its current format. This means you can take your own time, complete it at your own pace, and revise and revisit as often as you like.
This course is not suitable for primary school aged children. However, we have had seniors in highschool (aged 15 and up) do the course and get a lot of value out of it.
Generally, it’s good for children to have some experience with earning money before they do the course, because the practical activities will be more relevant for them. If they haven’t had any experience earning money, parental support with doing the activities would be required.
Mastering Money is suitable for both beginners and intermediate level students. You are not required to have any pre-existing finance knowledge. We have specifically designed the course to be inclusive for people who do not have a finance or maths background.
However, we also have many intermediate students who do the course with great results. You do not have to be a total beginner in order to get value from this course.
We have plenty of students who are doing ‘okay’ and just want to be doing ‘better’. They’re already good at saving money, some already have a property, some have bought a few investments before, some have read a few finance books. They’re comfortable but are ready to go to the next level.
For intermediate students, the course helps them conduct a comprehensive review of their finances, and ‘fill the gaps’. It also helps them start or continue their wealth-building journey with more confidence.
Many of our intermediate students find immense value in refining their existing systems, validating if they are on the right track, and discovering the seemingly-small things they may have missed that can change the game for them. Sometimes a ‘small’ tweak can be worth tens of thousands of dollars or more.
We touch on real estate as an asset class, but the course does not specifically go into the process of buying a property. This is partly because real estate is actually not a beginner-friendly investment. You need a lot of money to buy one property, whilst taking out an enormous loan. This makes it a much higher-risk purchase than most people realise.
So, your financial foundations need to be really strong if you want to buy property. Without a strong foundation, buying a property can lead to more financial struggle later (e.g. mortgage stress, increasing interest rates etc). Mastering Money is designed to help you strengthen your financial foundations first.
Mastering Money has helped many of our students fast-track their goal of purchasing a property. It helps them fast-track their ability to save for a deposit, clean up their financial systems (putting them in a better position to get approved for a loan), and strengthen their financial position before taking on the responsibility of a mortgage. It also gives them the skills and knowledge to talk to, negotiate with, understand, and ask questions of financial professionals with greater confidence.
So, anyone who wants to buy property would benefit from doing this course first.
Stay-at-home parents? Yes.
Teenagers with a part-time or casual-job? Yes.
Business owners or people who are self-employed? Yes.
Separated partners starting over? Yes.
About-to-be-married or newly-wed couples? Yes.
About-to-retire or already-retired? Yes.
University students? Yes.
Jobs that have irregular income (artists, actors, etc)? Yes.
Mastering Money has helped people from a huge diversity of backgrounds: people of all ages (from teenagers to retirees), people from over 100+ different professions and job titles, people earning less than $50K per year and those earning more than $200K per year.
Absolutely not!
Since we started years ago, we have refused to take any commissions for recommending or promoting financial products. We want to create a safe space for people to learn, without worrying about being sold a financial product that might not be in their best interests.
We keep it simple: we teach, you learn…and you do what you want with those learnings. You buy or don’t buy what you want. You implement or don’t implement what you want. We will never pressure you to buy any specific financial products, or even implement any specific strategies. We’re just here to help you better understand your options so you can make more confident decisions for yourself.